Statutory Machinery and Plant Inspections revealed 5,500 plant defects last year alone

Engineering is a specialist insurance area. The main areas covered by engineering policies are statutory inspection and the wider specialist insurance covers needed for plant and machinery. The main covers offered by insurers are;


  • Machinery loss of profits
  • Machinery damage and breakdown
  • Statutory inspection
  • Contractors plant
  • Computer insurance
  • Deterioration of stock
  • Machinery movement
  • Contract works

Most businesses have a requirement for some cover in one of these areas, however the correct arrangement of these covers is often neglected.

Key considerations

  • Statutory inspection
  • Plant used on site
  • Plant critical to production
  • Hired in plant
  • Plant security
  • Compliance with legislation