Personal Insurance

Personal Insurance Perspectives – April 2021

Personal Insurance Perspectives – April 2021

In a new series of articles, we look at various insurance related matters with regards to your personal motor, household, and travel insurances, to keep you up to date, and potentially save on your premium.   Household Security Tips to Keep Intruders from...

GAP Insurance – What is it, and should you get it?

GAP Insurance – What is it, and should you get it?

With the release of the new 21’ number plates on 1st March 2021, we look at Guaranteed Asset Protection insurance, or as it’s more commonly known - GAP. What is it, do you need it, and is it just for brand new cars?   What is Guaranteed Asset Protection (or GAP)...

Understanding your Household Policy Wording

Understanding your Household Policy Wording

Deciphering all the parts of your home insurance policy can be difficult, but with a few pieces of insider knowledge, it’ll all start to make sense. All home insurance policies follow the same general format Helpful information This usually includes helpful telephone...

Flood Re: an explanation, from industry to policyholder

Flood Re: an explanation, from industry to policyholder

You may have heard of the term ‘Flood Re’ when talking about household insurance, particularly with properties in high flood risk areas. But what is Flood Re, how does it work, who does it help, and how does it affect you? Flood Re: Explained The easiest way to think...

Winter Driving – How to Avoid Slipping on the Ice

Winter Driving – How to Avoid Slipping on the Ice

There are fewer things scarier when behind the wheel than losing control, especially during winter weather, where icy roads are a very real danger. Here we look at some tips and tricks for safer driving during the winter weather.   Winter Driving – Losing Control...

Protect your Unoccupied Property this Christmas

Protect your Unoccupied Property this Christmas

Whether you spend Christmas at home, or spend it in your second or holiday home, it’s likely that you’ll have a property which is unoccupied for some time. Here we look at how to ‘winterise’ an unoccupied property, to maintain its safety and security.  ...

High Net Worth vs Standard – What are the Differences?

High Net Worth vs Standard – What are the Differences?

Standard insurance policies will meet the needs of most customers, but a high net worth policy benefits customers who have particularly valuable assets, such as an expensive home, fine art, high-end jewellery, motor vehicles and more.   High Net Worth Insurance...

New 70′ Plate and GAP Insurance: What is GAP Insurance?

New 70′ Plate and GAP Insurance: What is GAP Insurance?

So, what exactly is Guaranteed Asset Protection (or GAP) Insurance? It’s an unfortunate and universal truth that vehicles depreciate in value over time and your motor insurer will only ever settle claims on a ‘market value’ basis. According to reports from the AA,...