The nation’s young van drivers have seen the largest fall in insurance premiums, but overall, premiums still remain high, as this report from Consumer Intelligence shows. Drivers aged under 25 saw their premiums fall 16.9% in the last 12 months, yet their premiums...
Commercial Insurance
Rebuild Sums Insured – How do you work it out?
Rebuild sums insured of a property is a difficult thing to work out, and if it’s wrong, you could be left out of pocket in the event of a claim. So, what is a ‘rebuild sums insured’ and how can you ensure that yours is right for you? Rebuild Sums Insured – What...
Rising Construction Costs and your Rebuild Sums Insured
Growing costs of materials within the construction industry is having a knock-on effect with building insurance and the potential for underinsurance. Why is this, and what can you do to protect yourself? The risk of being underinsured has increased as a result of...
Fire Safety and your Business Stock – What to know
Warehouses are a vital requirement for a business’ stock, and safeguarding this can control a business’ future. A fire can have disastrous consequences to this, so let’s have a look at the potential problems, and what you can do about them to reduce your risk....
Commercial Legal Insurance – What is it?
Despite proper risk management practices, even the most successful and prepared organisations can find themselves suffering from the consequences of a legal dispute. Here we look at just how essential Commercial Legal Expenses can be. Commercial Legal Expenses...
Predicting the Insurance Trends for 2021
Predicting the trends and factors set to affect the insurance financial market for 2021 was always going to be difficult following the last 12 months. Depending on your insurance requirements, here’s what industry leaders and insurance experts think that you should...
Travel Insurance – What should you consider?
As travel opens up, how are businesses protecting employees, and how are individual travellers staying safe? Staying safe amid a pandemic is key It has been a long year of limited travel. However, as vaccines are administered and COVID-19 infection rates...
Directors’ and Offices’ Claims – What to watch out for
Directors’ and Offices’ Liability should be at the forefront of any keypersons’ mind. Here we look at potential future risks to D&O claims as the country begins to re-open and employees start to get used to today’s working life. Future Directors’ and...
Employer’s Liability – Why is it a legally required insurance?
Employers’ liability is legally required due to the security it provides for both organisations and their workers. Here we look at understanding why it is a legally required insurance, and examples of how it has helped in the past. Understanding the Need for...