“Over 70% of households in the UK own a car. There are now over 30 million cars on Britain’s roads”

The Driver and Vehicle Licensing Agency (DVLA)

With over 30 million cars on the road in the UK, personal Motor Insurance is probably the most competitive insurance area. At any one time there are several hundred different motor insurance products to choose from. The policies range from very basic cover to more select policies which will include additional benefits such as breakdown cover.

There are a myriad of factors from car security to your annual mileage which can affect your car insurance premium. It is essential that the information your insurer bases the premium on is current and correct. This will ensure that all claims are paid in full and you comply with current road traffic act legislation.

Personal motor insurance can also cover individuals with multiple cars and classic vehicles.

Key considerations

  • Vehicle usage
  • Drivers
  • Convictions
  • Claims
  • Excess
  • Security
  • NCD¬†protection