“One-third of all work fatalities occur in the construction industry and 70% of these fatalities could be prevented with the correct health and safety precautions”

The Health and Safety Executive (HSE)

Construction Insurance covers the activities of a wide number of businesses and individuals. This work covered is often undertaken in hazardous conditions at third party premises and using sub contract or casual labour. Additionally a wide range of plant is used during any construction process.

Cover can be provided for the larger firm offering the complete contract service to individual tradespersons offering a specific service.

Covers provided under construction insurance policies range from own equipment and hired equipment protection to damage to the actual works and cover for the liabilities attaching to performance of the contract.

Key considerations

  • Contract works damage
  • Own plant
  • Hired in plant
  • Employees tools
  • Liabilities
  • Risk management