“There were 36,000 serious motoring injuries last year or 100 per day. There is a motor vehicle related insurance claim every 8 seconds of every working day”

Department of Transport

Not all company vehicles can fit into a motor fleet arrangement. You can insure your commercial vehicles and company motor cars on individual policies. Some insurers also offer arrangements for less than 6 vehicles, where both vans and cars can be arranged on to one policy.

The principles of individual policies remain similar to a fleet insurance. Better control of the risks attaching to motor vehicles will result in less vehicle downtime and long term reduced insurance costs for the business.

Key considerations

  • Vehicle suitability
  • Driving authorisation
  • Licence checks
  • Driver health and safety
  • Driver training
  • Vehicle journey patterns
  • Vehicle maintenance